Cascade is a primary investment philosophy designed by Camelot Portfolios; it is inspired by many of the time
tested philosophies used in creating the proper portfolio balance. We seek to align the proper risk, tax, and income
parameters for your client's custom needs using future cash flow streams as our focus.
The biggest mistake any investor can
make is allowing emotion to direct the investing process. Most investors evaluate the success of portfolios and
investment decisions based on account balances. If the account
appreciates in line with expectations then it is successful, if
it depreciates then it is unsuccessful. Measuring success
in these terms is inaccurate and leads to emotional decision
The proper way to value any investment is
in future cash flow streams. Ultimately, all investing
is done for the end purpose of creating a cash stream to use
the money. For many, this end purpose is retirement, charitable
foundations, college education, legacy creation, etc.. No
matter what the reason, the investment process should
be customized to meet these goals as they draw near.
to achieve your goals now or in the future, you should invest
to maximize your future cash flow streams. This is a very
independent concept from maximizing account balances. We
believe that having a focus on maximizing cash flow allows
better investing decisions to be made, creates a proper
definition for success, and over time will maximize your account balance
in line with your risk threshold.
Cascade is focused on diversifying into areas that have these
cash flow streams and making decisions based on maximization of future
cash flows. As cash
cascades and builds over time, we will strategically use
the cash to purchase investments with the highest future cash
flow streams. In this way, volatility and market fluctuation
lose their effect on a portfolio and consistent cash flow
becomes the long term focus.