An alternative drawdown strategy that does not rely on the erosion of principal
Is your retirement distribution strategy limited to historical total return data using various allocation mixes between stocks and bonds? This could be a mistake.
The Camelot “Orchard Approach” is a retirement income distribution strategy that is designed to distribute only the cash flow (dividends, interests, option premiums, etc.) using an active fundamental investment approach. It does not rely on selling principal to supplement retirement income distributions. Said differently, it is a "Take the Fruit - Not the Tree" approach to retirement income.