ETF Bond Ladder was updated to roll the 2019 Corporate Bond ETF into a 2025 Corporate Bond ETF. This provides a 17.5% raise to investors as the Yield to Maturity increased from 2.28% to 2.68%. It also likely provides some small appreciation potential over the next few years. By staying in Investment Grade bonds, we have kept the portfolio very conservative. This also provides opportunities to capitalize if High Yield spreads increase meaningfully in the coming months.